Question: How Can I Redeem My HDFC Credit Card?

Can I convert HDFC reward points to cash?

Yes, you can convert your HDFC Bank credit card reward points to cash, but it is not available on all cards.

The amount will be added to your credit card account, which can be used to pay the outstanding principal.

You must also remember that for each redemption, the bank charges a fee of Rs.


How can I redeem my HDFC credit card points without net banking?

If you don’t have internet access, you can download HDFC rewards ‘Redemption Form’ from the internet, fill the same will all the required details and send it to ‘Rewards Helpdesk, HDFC Banks Cards Division, P.O. Box No. 8654, Thiruvanmiyur, P.O., Chennai – 600 041.

Can I redeem HDFC credit card points on Amazon?

Visit Amazon tab/icon via HDFC Bank SmartBuy portal / mobile site, shop as usual and pay with your HDFC Bank Debit Card or Credit Card. … The eligible cashback for debit card transactions will be posted as cashback points. Visit Netbanking to redeem these on card account.

How many points do I need for a free night at Marriott?

How many points are needed for a free night? Marriott Bonvoy awards can be cashed in for a free night, starting at 5,000 points per night for off-peak awards, ranging all the way up to 100,000 points for a peak award at a top-tier hotel.

How do I redeem HDFC credit card e voucher?

To redeem your points, login to NetBanking, go to the cards tab then on the left side of the web page, under credit cards click on enquire and finally on redeem reward points. Redeem it for cash. You will get the money credited to your Credit Card.

How much is 1 HDFC reward point worth?

HDFC Bank Credit Card Reward Point Value in Rupees You can even earn reward points through it. So, the value of one reward point in HDFC credit card is 30 paisa and if you are redeeming it at HDFC All Miles then its value increases to 50 paise.

How do I increase my credit card limit?

Apply for new card – This is the easiest way for Credit Card limit increase. Applying for a new, upgraded card will automatically give you a limit increase. You can choose from a wide variety of cards, preferably ones that give you additional Credit Card benefits compared to your existing card.

What is the use of add on credit card?

An add-on credit card or a supplementary credit card would let you share your credit card with your family members while keeping a track on their expenses. It eliminates the need of having multiple credit cards in a family thus reduces your overall credit card annual maintenance costs.

How can I close my HDFC credit card?

You can initiate the cancellation process of your HDFC credit card by calling the bank’s customer service number and asking for the card cancellation. Any HDFC cardholders can do it by calling the toll-free number 1800-425-4332.

How HDFC credit card reward points are calculated?

You can earn 2 Reward Points for every Rs 150 you spend on this card and get 2x Reward Points on all online transactions. You can choose to redeem these Reward Points for CashBack credit where 100 Reward points equals to Rs 0.20 or airmiles across major airlines programmes where 1 point equals Rs 0.30.

What is the difference between a gift card and a eVoucher?

What is the difference between a Gift card and an eVoucher? Both gift cards and eVouchers can only be ordered and redeemed online and come in the form of a code to be input at checkout as payment. … If you order an eVoucher we will not send you a card in the post, you will simply receive an email.

What is the best way to use credit card points?

Here are some ways to redeem your credit card reward points for shopping online.Shop online. … Get cash back. … Redeem your reward points for gift cards. … Get discounts on airfare and hotels. … Donate your credit cards rewards to charity. … Pay off your balance. … Narrow your spending. … Watch for bonus offers.More items…•

How can I apply my HDFC credit card?

Documents Required for HDFC Add-On Credit CardsAny government organization ID card with photo and signature of the applicant.PAN Card.Senior Citizen ID Card (if applicable)Passport.Railway Station Pass ID (recognized by the government)Driver’s License or Learner’s License.Passbook bearing a photo of the applicant.More items…

How much is 50000 points worth?

There are two best ways to redeem 50,000 Ultimate Rewards® points: Redeem them through the Ultimate Rewards® portal at 1.5 cents each for a total value of $750.

Does HDFC reward points expire?

In case of HDFC Bank, as per the existing details on its website as on 18 February, the reward points have a validity of two years from the date of accrual. So if 100 reward points accrue at the end of February 2019, these 100 reward points will be valid till February 2021.

How are reward points calculated?

The simplest way to calculate the value of your credit card points is to divide the dollar value of the reward by the number of points required to redeem it. For example, if it takes 50,000 points to get a $650 airplane ticket, your points are worth about 1.3 cents each.

Is pay yourself back worth it?

Is Pay Yourself Back worth it? Pay Yourself Back is certainly worth it in many situations. You’ll redeem your Ultimate Rewards points for 25% to 50% more value on many new categories instead of just travel through Chase Travel Portal.