Quick Answer: Which Is The Best Bank For Credit Card?

What is the fastest way to build credit?

Steps to Improve Your Credit ScoresPay Your Bills on Time.

Get Credit for Making Utility and Cell Phone Payments on Time.

Pay off Debt and Keep Balances Low on Credit Cards and Other Revolving Credit.

Apply for and Open New Credit Accounts Only as Needed.

Don’t Close Unused Credit Cards.More items…•.

What are the top 3 credit cards?

The Best Credit Cards of 2020Blue Cash Preferred® Card from American Express: Best Cash Back Card.Citi® Double Cash Card: Best No Annual Fee Card.Chase Sapphire Preferred® Card: Best All Around Travel Rewards Card.The Blue Business® Plus Credit Card from American Express: Best Business Credit Card.More items…

Which credit cards give the highest limits?

Some of the highest credit card limits right now are:Chase Sapphire Reserve: $10,000+. … Chase Sapphire Preferred: $5,000+. … Capital One Venture: $5,000+. … Discover it for Students: $500+. … Wells Fargo Secured: up to $10,000. … Amex Platinum: No Pre-Set Spending Limit. … Amex Gold: No Pre-Set Spending Limit.

Which bank gives easily credit card?

Axis Bank Insta EasyThe Axis Bank Insta Easy Credit Card is a chip & pin enabled credit card that puts your banking experience at ease by issuing the card against your Fixed Deposit with Axis Bank.

Can I get credit card without income?

Apply for a secured credit card In case the other two methods of availing a credit card without income don’t suit you, you can apply for a secured variant. Issuers offer a secured credit card against collateral such as a fixed deposit or a mutual fund. In some cases, they also require you to make a security deposit.

What is the best credit card for low income?

12 Best Credit Cards for Low-Income Earners (2020)Capital One Platinum Credit Card. See Details » … Capital One QuicksilverOne Cash Rewards Credit Card. See Details » … Surge Mastercard® Apply Now » … Secured Mastercard® from Capital One. See Details » … Bank of America® Cash Rewards Secured credit card. Apply Now » … Surge Mastercard® … Chase Freedom FlexSM. … Discover it® Cash Back.More items…•

What is minimum salary for credit card?

The minimum salary is Rs. 12,000 per month for a salaried person, while its Rs. 2 lakh per annum for self-employed individuals. Applicant should have a regular source of income and a good credit score.

What is the best bank to start credit?

U.S. News’ Best Starter Credit CardsBank of America® Cash Rewards Credit Card for Students: Best feature: Cash back for students.Capital One Platinum Credit Card: Best feature: No annual fee.Secured Mastercard® from Capital One: Best feature: Potential access to a higher credit line in six months.More items…

Can I get credit card with low salary?

The lowest required minimum salary is AED 5000. If your monthly salary is lesser than the requirements, you need to have a savings of AED 3000. To keep your savings safe for the credit card application, invest in Al Awwal certificates. … Especially for members in UAE credit card with minimum monthly salary of AED 3000.

Is Credit Card good or bad?

Credit cards are neither good nor bad. … Cards can help or hurt your finances if you don’t use them responsibly. The dangers include running up debt, missing card payments, carrying a balance and racking up interest charges, using too much of your card limit, and applying for too many cards at once.

How can I get a credit card with 10000 salary?

If you don’t qualify for a credit card, you can opt for a secured deposit credit card, where you deposit money as fixed deposit and can get a card that is linked to that deposit. There are a few credit cards provided by Canara Bank and Bank of India that provide credit cards to people who have a salary of Rs. 10,000.

What credit score do you start with?

Most in the U.S. start at 300, and sometimes lower, depending on the scoring system — so you can’t have a credit score of zero. Some credit scores, such as Bankcard and Auto scores, can range from 250-900. Before your information appears in a credit bureau file, your credit history simply doesn’t exist yet.

How do I choose a first credit card?

There are some factors to keep in mind, including:Annual income. Look for credit cards with minimum annual income requirements you can meet.Annual fees. If high fees are a concern for you, opt for a card with a low or $0 annual fee.Interest rate. Make sure you won’t have any nasty surprises on your credit card bill.

Which bank is good for credit card?

Best Credit CardsBankList of Popular Credit CardsSBISBI Card PRIME, SimplySAVE SBI Card, IRCTC SBI Platinum Card, Yatra SBI CardHDFC BankJet Privilege HDFC Bank World Card, Regalia Card, Freedom Card, Platinum Times CardAxis BankMy Zone Card1 more row